MoonPay has unveiled a new platform called MoonPay Commerce, aiming to streamline how merchants accept cryptocurrency payments. With integrated tools for developers, merchants, and creators, the solution focuses on reducing friction. With the objetive of delivering fast settlement, low costs, and support for leading tokens.
MoonPay Commerce builds on technology acquired from Helio. Consolidating checkout tools under a single platform that allows merchants to accept payments, manage subscriptions, handle deposits, and embed payment widgets with ease. Merchants can launch payment flows in minutes, insert pay links, or integrate token payments directly into their websites. Developers are supported via APIs and SDKs, enabling customized and scalable integrations.
Over 6,000 businesses are already committed to using the platform, including prominent crypto projects and e-commerce outlets. A standout feature is that MoonPay Commerce powers Solana Pay on Shopify, enabling instantaneous crypto checkouts in retail environments. The service accepts tokens such as USDC, USDT, ETH, SOL, and BTC. Also, to offer fiat settlement, protected from chargebacks—a major advantage for merchants wary of crypto volatility.
Bridging crypto payments into everyday commerce
For vendors, the promise is tangible: reduce technical barriers, lower operational costs, and deliver a smooth payment experience to crypto customers. Additional features like affiliate tracking, wallet split payments, and gated content membership support aim to boost adoption and transaction volume.
Yet challenges remain. Crypto-to-fiat platforms must navigate regulatory complexity, ensure robust compliance, guard against volatility, and address merchant trust concerns. MoonPay must assure merchants that conversions, custody of funds, and settlement processes are secure, transparent, and efficient. Successfully scaling to high volume without system failures and offering a competitive fee structure will be essential to gain traction against both legacy payment processors and emerging crypto-native alternatives.
In sum, with MoonPay Commerce the company makes a bold leap toward mainstream adoption: it seeks to make crypto payments as seamless and accessible as credit card payments. If MoonPay can execute on innovation, security, and compliance, this platform could become a key bridge between the crypto world and everyday commercial transactions.
