The financial solutions industry based on blockchain technology receives a new institutional boost after announcing that VelaFi raises 20 million dollars in its Series B funding round. Led by venture capital firms XVC and Ikuyo, this capital injection brings the company’s total funding to over 40 million dollars, consolidating its position as a key infrastructure provider for enterprises operating across multiple regions this January 12, 2026.
Maggie Wu, CEO and co-founder of the firm, highlighted that these resources will be used to strengthen banking connectivity, expand operational licenses, and scale their services in the strategic markets of the United States and Asia. Originally founded in 2020 with an initial focus on Latin America, the platform has evolved to connect local banking rails with stable asset protocols. VelaFi raises 20 million with the firm goal of offering a faster and cheaper alternative to traditional correspondent banking systems, which are often slow and costly.
On the other hand, the company’s value proposition under the Galactic Holdings umbrella includes a full suite of services covering on- and off-ramps, cross-border payments, and treasury management through advanced APIs. In this way, corporations can move funds between international markets in a matter of minutes, leveraging the efficiency of dollar-pegged digital tokens. Connectivity with global payment networks allows its corporate clients to optimize liquidity and reduce settlement times from days to just minutes.
The maturation of stablecoins as a global financial bridge
Furthermore, the use of stable assets has ceased to be a tool exclusive to speculative digital asset trading to become a pillar of modern corporate treasury. With annual transaction volumes estimated in tens of trillions of dollars worldwide, these tokens offer transparency and speed that fragmented legacy systems cannot match. Interest from financial regulators has grown proportionally, positioning these solutions as the necessary bridge between traditional finance (TradFi) and blockchain-based settlement systems.
However, the success of this expansion will depend on the firm’s ability to navigate the complex regulatory frameworks of the different jurisdictions where it operates. Therefore, the company has already processed billions of dollars in transaction volume for hundreds of enterprise clients, demonstrating a real and growing demand for interoperable payment rails. The next-generation infrastructure proposed by the firm is based on a strict regulatory compliance approach, seeking to offer security and trust to large-scale financial institutions.
Can digital payment rails definitively replace Swift systems?
On the other hand, competition in the international payments sector intensifies as more companies seek solutions that avoid the bureaucracy of traditional banks. While old systems rely on multiple intermediaries, VelaFi’s platform simplifies financial architecture by using the stable cryptocurrency as a direct settlement vehicle. This simplification of cross-border processes not only reduces fees but also eliminates human errors and delays associated with conventional currency conversions.
Finally, the closing of this Series B marks a milestone in the company’s global growth trajectory, which now sets its sights on mass adoption within the trade corridor between Asia and the Americas. It is expected that during the course of 2026, the company will announce new partnerships with top-tier banks to facilitate the integration of traditional capital flows into its digital network. In this context, the commitment to a transparent infrastructure and efficient systems seems to be the path toward the definitive modernization of global payments in the digital economy era.
