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    Home » Trump meme coin’s first year leaves U.S. crypto policy in limbo

    Trump meme coin’s first year leaves U.S. crypto policy in limbo

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    By chloe on January 19, 2026 Cryptocurrencies
    Realistic Trump-themed crypto token on a glass desk with price charts and a blockchain overlay before Capitol silhouette.
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    The TRUMP meme token, launched in 2025 jan, produced a dramatic market cycle that exposed regulatory gaps and political conflicts. Within hours of launch it surged to a $10 billion market capitalization, then fell more than 93% to trade below $5 by its first anniversary, leaving institutional confidence shaken and lawmakers divided.

    The TRUMP token’s price action illustrated the speculative dynamics of politically themed digital assets. Retail holders absorbed most losses while creator-linked wallets collected large fees: approximately $324 million in trading fees flowed to creator addresses, and 58 wallets reportedly realized more than $10 million each, for a combined estimated profit of $1.1 billion.

    Observers noted the distributional outcome amplified reputational risk for venues and custodians that listed the token. Charles Hoskinson described the administration’s role in these launches as “extractive,” arguing that the rollout converted crypto into a partisan issue and damaged the broader case for bipartisan reform.

    Regulation and political fallout

    Regulatory signals during the token’s first year were mixed. In may 2025 Commissioner Hester Peirce stated that most meme coins were not securities under federal law and were effectively treated as “collectibles,” a classification that places them largely outside the SEC’s traditional consumer-protection remit. That stance created a practical protection gap for holders.

    Legislative responses intensified. Representative Maxine Waters introduced the “Stop TRUMP in Crypto Act of 2025,” targeting profits by public officials from digital assets. At the same time, broader bills such as the GENIUS Act and the Clarity Act lost momentum amid political polarization, and a number of SEC crypto cases were dismissed or closed after january 2025, signaling a recalibration of enforcement priorities rather than the emergence of clear rules.

    For markets and compliance teams the episode sharpened two outcomes: politically branded tokens carry an extra layer of reputational and regulatory risk, and clarity will depend less on market forces than on how lawmakers and agencies resolve jurisdictional questions.

    Investors are now turning their attention to how stalled bills such as the GENIUS Act and the Clarity Act move through committees and to forthcoming enforcement decisions that will test whether the collectible classification holds as a long-term framework for politically linked digital assets.

    Charles Hoskinson Crypto Act Featured TRUMP
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    chloe

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