Morph launched a $150 million Payment Accelerator in partnership with Bitget Wallet and powered by the BGB ecosystem to push real‑world payments onto blockchains. The program targets stablecoin payment rails for crypto cards, cross‑border remittance and merchant gateways, offering infrastructure, financial incentives and distribution into a combined user base of over 120.000.000.
The accelerator combines grant capital, performance‑based incentives and liquidity support with access to Morph’s Ethereum‑based settlement layer. Startups accepted into the program gain coordinated go‑to‑market support and the ability to integrate with Bitget and Bitget Wallet distribution channels, plus wallet features such as onboarding, asset exchange and multiple payment rails including crypto cards and bank transfers.
Rather than seed theoretical research, the fund is explicitly structured for teams that can move material volume on‑chain. Morph and partners are positioning the program as a bridge for payment operators to replace multi‑step, off‑chain reconciliation flows with on‑chain settlement that reduces working capital friction.
The move responds to what Morph described as rapid growth in stablecoin activity — citing more than 46 trillion in stablecoin transaction volume processed in 2025 — and an industry projection toward even larger on‑chain payment flows by 2030.
Eligibility, incentives and operating requirements
Selection is biased toward near‑term production readiness. Applicants must demonstrate an MVP or live product, meaningful processed volume or signed pilots, and production‑grade integrations for infrastructure providers. Strict adherence to KYC/AML procedures and applicable jurisdictional regulation is mandatory for participants.
The accelerator ties support directly to verifiable on‑chain activity. Incentives and liquidity assistance scale with measurable outcomes such as Monthly Processed Volume (MPV), transaction throughput, user adoption metrics and continuous compliance verification. That performance‑linked model is designed to ensure funding follows economic activity rather than projections.
Morph requires robust compliance controls as part of eligibility and ongoing participation. The program stipulates KYC/AML adherence and conformity with applicable jurisdictional regulations for real‑user payment flows. For infrastructure entrants, Morph also expects a defined security posture and production‑grade integration that can withstand operational and regulatory scrutiny.
For payments markets, the accelerator signals a push from experimentation to operational scaling. Investors and market participants are now likely to focus on the program’s early cohort metrics — on‑chain volume, throughput and real merchant uptake — as the practical test of whether stablecoin rails can reduce settlement friction and absorb substantial consumer and merchant flows by the end of the decade.
