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    Home » XRP holds $2.10 after UK FCA approval

    XRP holds $2.10 after UK FCA approval

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    By liam on January 12, 2026 Ripple News
    Photoreal XRP coin above a rising stock chart with a bullish flag, UK flag watermark, and regulatory stamp.
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    XRP was consolidating above $2.10 after Ripple secured UK regulatory registration on January 9, a development that reduced a major source of legal uncertainty and underpins renewed institutional interest. Traders are watching a bullish flag and a breakout from a descending channel that together set a clear path toward a $2.40 test if momentum holds.

    January 9 marked a notable regulatory win: Ripple obtained both an Electronic Money Institution license and Cryptoasset Registration in the UK, according to company posts and coverage cited by industry outlets. That approval has already been priced into markets to an extent; immediate price reaction was muted, but the development materially improves institutional onboarding prospects and the commercial rollout of Ripple’s On‑Demand Liquidity (ODL) services.

    Options and ETF flows were referenced in coverage as a growing source of demand for XRP. The narrative on ETF inflows and expanding enterprise use was presented as a structural tailwind that could change where liquidity concentrates—moving some interest away from pure retail momentum toward longer‑dated institutional positions.

    Traders should treat increasing institutional exposure as a potential amplifier of moves: concentrated flows into ETFs and OTC liquidity desks can steepen short-term rallies and raise funding costs during squeezes.

    The combination of regulatory clarity and constructive technicals matters because it shifts the debate from purely speculative flows to utility-driven demand, a dynamic that can alter liquidity and hedging behaviour in derivatives markets.

    Technical setup: levels, indicators and risks

    $2.10 now acts as the pivot. Charts show the level aligning with a 0,618 Fibonacci retracement and the convergence of the 50‑ and 100‑day EMAs near that zone, which suggests decreasing short‑term volatility if buyers keep defending it.

    The RSI sitting in the mid‑50s was cited as evidence of building momentum rather than exhaustion. That technical picture is counterbalanced by the recurring concern about a potential “death cross”—where the 50‑day drops below the 200‑day—which historically has preceded larger corrections.

    Volume confirmation and derivatives positioning will be decisive. A clean breakout above $2.18 with rising volume and compressing put‑call skew would increase the probability of a $2.40 test. Conversely, a failure to hold $2.10 accompanied by widening funding spreads and rising OI on downside puts would argue for a re‑assessment of the bullish thesis.

    Investors are now turning their attention to the UK’s scheduled licensing changes in September 2026, which will add another regulatory inflection point and could influence institutional adoption and counterparty risk assessments. For traders, the operational takeaway is simple: maintain clear stop levels around $2.10, watch volume and skew for confirmation, and be cognizant that shifts in macro liquidity or concentrated ETF flows can pivot the move quickly.

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