Wirex and Crossmint have formed an alliance to deploy on‑chain payments infrastructure with stablecoins beyond EVM chains, integrating bank settlement and global acceptance. The agreement enables Wirex to extend its non‑custodial architecture to networks such as Stellar with a roadmap that includes more than 20 additional chains, a bet to scale programmable payments and banking rails.
Wirex has selected Crossmint to leverage its smart accounts infrastructure and a unified SDK that orchestrates smart accounts across multiple chains. Crossmint integrated Wirex’s APIs into its SDK, allowing Crossmint clients to access Wirex’s payment, settlement and card rails directly, aligning the stack for multichain programmability and compliance.
Stellar is cited as the initial deployment network, where Wirex already operates a Visa settlement with two stablecoins (USDC and EURC) for 7 million users. The integration prioritizes enterprise‑level features, including flexible governance models, multi‑signature functionality, process automation and key management designed to reduce friction and support operational resilience.
Crossmint promises to shorten the integration cycle — what used to take months can now be achieved in weeks — and to facilitate deployments in non‑EVM environments at scale. Additionally, the proposition includes card acceptance at more than 80 million merchants with Visa, fiat→stablecoin 1:1 conversions with no spread and FX/cross‑border transfers without fees, as well as instant on‑ramps to local banking rails (ACH, SEPA, FPS), bringing bank settlement closer to on‑chain flows.
Operational implications and positioning
For companies and managers, the partnership promises to convert operational costs into strategic advantages through programmable payments, treasury automation and agent‑ready flows. The option of fully on‑chain and non‑custodial accounts can alter liquidity and hedging management by offering greater sovereignty over assets and direct on‑ramps to local banks, aligning cash management with programmable settlement.
The integration of multiple rails reduces FX friction and can lower remittance and cross‑border settlement costs, connecting stablecoins to traditional payment networks. Wirex complements this initiative with other fronts: the launch of an appchain with Tanssi, expansion of Wirex Business to the Base network, and its decentralized network Wirex PayChain with non‑custodial Visa cards and IBANs.
The WXT token is mentioned as the economic engine within the ecosystem, with capitalization and supply on Stellar and Ethereum, while the note is technical and operational and does not provide secondary market performance figures nor derivatives metrics.
Conclusion: The collaboration between Wirex and Crossmint aims to reduce multichain fragmentation and scale stablecoin payments outside the EVM axis, integrating banking rails and enterprise tools.
