On August 3, 2026, Ripple made strategic investments in Zilo and Licuido to expand institutional access to tokenized financial assets, according to an official Ripple press release. The fintech company aims to integrate regulated transfer agency, asset issuance, and collateral mobility into its core XRP Ledger infrastructure.
Zilo specializes in global transfer agency asset technology solutions for wealth managers and asset management firms. Licuido operates as a tokenization solutions provider and trading platform regulated by the Financial Conduct Authority in the United Kingdom.
Both technology firms are headquartered in the United Kingdom. While specific financial terms for the investments were not publicly disclosed in the announcement, Zilo has raised $58.7 million in total equity funding, according to market data compiled by Traxcn.
The investments address persistent operational bottlenecks caused by idle collateral across traditional capital markets. Issuers, investors, and liquidity providers frequently encounter slow settlement cycles and rigid operational models that prevent assets from serving as active collateral.
By combining Zilo and Licuido capabilities, Ripple enables tokenized fund shares to function as collateral from the moment of issuance. The integrated operating model provides continuous execution, reduced operational risk, and institutional-grade record-keeping.
This strategy complements Ripple’s partnership with Aviva Investors, the London-based asset manager. Aviva Investors launched a tokenized share class of its US Dollar Liquidity Fund on the XRP Ledger following formal regulatory approval from the Central Bank of Ireland.
Transactions on the platform settle atomically on the XRP Ledger using Ripple USD, the firm’s US dollar-pegged stablecoin. Ripple previously introduced Ripple Mint to give financial institutions direct tools to mint, redeem, and manage stablecoin reserves.
XRP Ledger market position in tokenized real-world assets
In network distribution metrics, the XRP Ledger accounts for $368.8 million in tokenized real-world assets. This total ranks the ledger eleventh among public blockchain networks, according to data from RWA.xyz registered on August 3, 2026.
Ethereum holds the leading position in the sector with $17.1 billion in distributed assets. Across 38 active blockchain networks, the aggregate value of distributed real-world assets reached $37.29 billion on the same date.
The total number of real-world asset holders expanded by 50 percent in 30 days, reaching 1.56 million global users. Distributed asset valuation recorded a 1.34 percent gain over the same observation period.
Zilo provides core transfer agency and fund administration technology that supports tokenized share classes as funds move onchain. The technology delivers the regulated record-keeping needed by institutional asset managers, transfer agents, and custodians.
Licuido offers infrastructure that allows fund shares and traditional financial instruments to gain digital portability. The platform manages issuance, distribution, and execution, enabling assets to flow as digital collateral via atomic settlement.
Since its launch in 2012, the XRP Ledger has completed over four billion financial transactions. The network maintains over seven million active wallets and relies on 120 independent validators to secure its consensus protocol.
The participating institutions plan to continue developing regulated issuance, distribution, and custody workflows throughout 2026. Further adoption of tokenized collateral across capital markets remains dependent on ongoing regulatory compliance and technical integration.
This article is for informational purposes only and does not constitute financial advice.
