Fold is partnering with Stripe and Visa to issue a credit card that pays rewards in Bitcoin. The product fits into the ordinary card network and lets consumers and issuers gain Bitcoin exposure without extra steps. The card returns up to 3.5% in Bitcoin—2% immediately and an extra 1.5% when the bill is paid from a Fold Checking Account.
Stripe supplies the issuing platform and Visa supplies the global network for the Fold Bitcoin Rewards Credit Card. Stripe Issuing handles the technical work of creating and managing the plastic and digital cards.
Selected merchants will return up to 10% in Bitcoin, including Amazon, Target, Home Depot, Starbucks, and Uber. The deal moves Bitcoin rewards into everyday payment flows and skips staking or manual conversion, according to sources cited by Jina. The product aims to make Bitcoin accumulation as simple as routine card spending.
Points to consider for Fold and Stripe
A normal-looking card that pays Bitcoin could widen the pool of people who hold crypto, bringing digital assets into day-to-day transactions without added friction. Meanwhile the 2% base rate plus the extra 1.5% for paying from a Fold Checking Account steer spend toward Fold products and may deepen customer engagement.
The card links Stripe’s issuing tech with Visa’s network so shoppers collect Bitcoin on everyday purchases. Rates and partner lists come from Fold, Stripe, Visa, Yahoo Finance, and Bitcoin Magazine, and Fold previously tested Bitcoin rewards in other products, signaling a continued push to integrate crypto into mainstream payments.
