Visa has officially announced the launch of an innovative pilot program this September 30, 2025, designed to use pre-funded stablecoins in its treasury infrastructure. The payments giant aims to optimize B2B settlements globally. The initiative was confirmed by Cuy Sheffield, Head of Crypto at Visa, who highlighted the potential of this solution to modernize the movement of funds between businesses.
The new system allows Visa Treasury clients to send and receive funds across borders using the USDC stablecoin, settled on the Solana network. This pre-funded approach ensures funds are available before the transaction, eliminating settlement risk and drastically reducing wait times. The choice of Solana is due to its high speed and low transaction costs, which are crucial factors for large-scale operations. Additionally, the pilot is being conducted in collaboration with merchant acquiring partners Worldpay and Nuvei.
A New Era for Corporate Finance
Historically, cross-border payments with stablecoins have faced adoption barriers in the corporate sector, mainly due to the complexity and slowness of traditional banking systems. These systems often require multiple intermediaries, increasing costs and delaying transfers for days. Visa’s solution leverages blockchain technology to create a direct and efficient bridge between its treasury operations and the digital asset ecosystem. This is a significant milestone for the financial industry.
The implementation of this pilot program by an entity of Visa’s caliber has profound implications for the market. Firstly, it validates the use of stablecoins as a legitimate and efficient financial instrument for high-value use cases, beyond speculation. For investors, this development increases the utility of USDC and could drive further adoption of the Solana network. This strategic move also pressures other payment systems, like SWIFT, to accelerate their own innovations in the digital asset space.
This pilot program is a fundamental step toward integrating decentralized finance into the global economic infrastructure. If the results are successful, Visa is likely to expand the program to include other stablecoins and blockchain networks, redefining the future of cross-border payments with stablecoins. The industry’s attention will now focus on the performance of this initial phase and the response of financial regulators to a large-scale adoption.
