AlloyX has officially launched its Real Yield Token (RYT) on the Polygon network, bridging Blockchain infrastructure with traditional banking. In this strategic move, banking giant Standard Chartered will safeguard the fund’s assets, as detailed in the technical release. This launch represents a significant step forward for the adoption of a tokenized money market fund in the institutional market.
The RYT is backed by stablecoins and operates directly on the Polygon chain. This combination accelerates the entry of financial products into the digital ecosystem. The initiative is designed to reach both institutional investors and decentralized finance (DeFi) platforms. Thus, it creates a robust bridge between two worlds that have, until now, operated in parallel.
Growth and Opportunity in Tokenization
The launch occurs within a context of exponential growth for tokenized real-world assets. The tokenized treasury and MMF (Money Market Funds) segment grew an impressive 80% during 2025. This market reached a total value of $7.4 billion, reflecting increasing institutional interest. These funds allow for near-instant settlement and fractional shares, which reduces latency and expands access to more investors.
A tokenized money market fund represents shares of a fund as digital tokens. This facilitates their transfer, settlement, and fractional access efficiently. It is important to note that the source of yield does not change; it remains anchored to short-term, low-risk instruments. The innovation lies in the efficiency and transparency that distributed ledger technology brings to an already established financial product.
Implications of a Strategic Alliance
The alliance between AlloyX, Polygon, and Standard Chartered offers clear benefits to the ecosystem. It creates greater technical interoperability, top-tier regulated custody, and potential growth of the client base. Each partner brings unique value: Standard Chartered ensures compliance and governance; Polygon provides proven scaling infrastructure; and AlloyX unites both elements to offer institutional-grade yields through DeFi functionalities.
Despite the advantages, security and regulatory risks persist and must be addressed. Smart contract vulnerabilities and the loss of private keys are valid technical concerns. Furthermore, the lack of regulatory clarity continues to limit more widespread adoption. The next relevant step will be the clarification of regulations and security audits. These elements are crucial to converting technical integration into scalable and lasting market confidence.
