1Money has obtained 34 money transmitter licenses in the United States and a Class F digital assets license in Bermuda. A person knows this allows 1Money to offer regulated stablecoin payment services. The company increases its operational area plus connects traditional banking rails with on chain settlements.
Authorization in more than 40 U.S. states
The services include fiduciary virtual accounts, custody of stablecoins, but also cross-border transfers under local rules. The approvals offer a legal basis to offer stablecoin arrangement to businesses and payment providers. The design helps arrange stablecoin movement between traditional banking systems and on-chain rails. This lowers settlement times plus costs for cross border payments but also B2B transfers.
1Money offers movement between banking infrastructures and blockchain networks
A legal presence in the U.S. and Bermuda improves institutional acceptance. The company offers custody, virtual accounts along with AML/KYC controls. The focus remains on commerce use cases but also real assets. Recent information shows significant transactions between 2023 and 2025. Regulation discussion progresses with initiatives like the GENIUS Act that introduces reserve requirements. New regulation pushes players to prioritize openness and controls.
Licenses lower legal barriers, but they do not remove all risks.
The risks include regulatory changes, reserve requirements, periodic audits in addition to competition from banks as well as processors. The company also needs to increase its technology without harming security. Maintaining asset parity and flow traceability will be very important.
A regulated provider that helps with stablecoin payments can broaden access to good, low cost financial services – this reinforces user plus company financial independence by offering other options to traditional intermediaries. People must balance this advance with decentralization and resilience against abusive controls.
Its success will depend on its ability to maintain openness in reserves, adapt to regulatory frameworks, and preserve movement without giving up decentralization as well as financial independence.
